Following a car accident, many people are unsure about what to do and when to do it. “Should I talk to the other driver’s insurance company?” “Should I employ a lawyer for a small vehicle accident?” After a car accident, you may have a lot of questions. You’ll have to deal with your own insurance company as well as the other driver’s insurance company. This insurance chart gives you a rough idea of your rights and obligations while dealing with different insurance companies. However, you may be advised to engage a lawyer after an accident to secure your protection.
After a car accident, when do you need to hire a lawyer?
Having a lawyer on your side might help you cope with the stress of dealing with the aftermath of an accident. When you engage a lawyer, the other driver’s insurance company is required to speak with your lawyer, and they are not permitted to contact you directly. All you have to do now is contact your personal insurance adjuster. Your insurance provider will verify that your medical expenses are covered and that your vehicle will be repaired.
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Should I engage a lawyer for a self-inflicted accident?
If you caused the collision, you will not be able to recover damages from the other driver’s insurance company. You do not need to retain a personal injury lawyer to claim for damages in this scenario. Your insurance company will pay a lawyer to defend you if you are at fault.
To protect yourself, you should speak with a personal injury lawyer as soon as possible following an accident. In addition, before contacting the insurance company representing the other motorist, we urge that you consult with a personal injury attorney. You should, however, contact your personal insurance carrier as soon as possible.
After an automobile accident, you may wish to engage a lawyer if:
- You suffered any minor or significant personal injuries as a result of the collision.
- There were no fatalities in the car crash.
- You need medical attention.
- If you have experienced emotional trauma, sorrow, and suffering, as well as the loss of companionship,
- There is a disagreement on who was at fault.
- The other motorist is either uninsured or the paperwork does not appear to be correct (police report, insurance communications)
Should I retain the services of a lawyer in the event of an accident that was not my fault?
Yes. By scheduling assessments with medical professionals, reviewing case law related to your injuries, and calculating your financial losses such as lost income, hiring a personal injury lawyer can assist ensure you obtain reasonable compensation. In the case of an accident in Alberta, your lawyer can also help you determine whether your injuries are covered under the Minor Injury Regulation.
Hiring a personal injury lawyer also protects you from any claims that you were somewhat to blame for the accident, a concept known as contributory negligence. Your lawyer will look into the accident’s circumstances, obtain a copy of the police record and witness statements, and make sure that the accident’s liability is properly determined. This will ensure that you are compensated fairly for your injuries, with no deductions for contributory negligence.